You’re an empty-nester who’s living in the house in which you raised your kids. But now that all of them have flown the nest, you’re seriously considering downsizing your living quarters. For most individuals or couples, that means moving from a house to a smaller dwelling or to an apartment. Downsizing can easily take mental, emotional and physical tolls on people. To remove some of the bumps out of the process—or if you’re helping your parents and/or in-laws scale down—thes